Bank Earnings Are All About NIM. Here's JP Morgan, Wells Fargo, and Citi | Exploring Markets

Bank Earnings Are All About NIM. Here's JP Morgan, Wells Fargo, and Citi

NIM stands for Net Interest Margin.

It is one of the most important Earnings Metrics in the banking sector.

It is the spread that banks earn between borrowing and lending.

Another important metric is delinquency. Are banks seeing higher delinquency rates in home and credit card trends? This is insight into the great macro economic environment.